Financing with Our Dealership
Financing a New or Used Chrysler, Dodge, Jeep or RAM.
There are a lot of different automobiles to take into consideration at our dealership when you're in the market for something new. From brand new Chrysler, Dodge, Jeep and RAM vehicles right off the assembly line to used models that have a lot of life left in them, our dealership in Concord has something for everyone.
Our entire team wants to make sure that owning the vehicle of your dreams can become a reality. Once you've selected the new or used model you want, we'll walk you through the process of financing your automobile. There are a few different options that you can take advantage of, depending on what kind of budget you're working with.
We Make it Easy!
Should You Lease Your New Bob Mariano Chrysler Dodge Jeep Ram Vehicle?
Leasing a Vehicle
Leasing a vehicle is different from purchasing one. Instead of paying a loan payment each month that will ultimately result in ownership of your vehicle, a lease only lasts for a predetermined amount of time. You will pay a monthly amount to cover your lease. That lease will generally last two to three years. After the lease is up, you will be required to turn the vehicle back in.
You have a few different options once your lease term has ended. Sometimes you can renew the lease or extend it by a few months while you try to figure out what vehicle you want to purchase or lease next. You may also have the opportunity to purchase the vehicle if you decide that you really love it. You can talk to the sales team to find out what your options are.
The downside to leasing an automobile is that you never actually own it. It will eventually need to go back to the dealership. Also, most lease agreements require you to adhere to specific mileage requirements. If you go over that number, you may have to pay a fee. If anything happens to the exterior of your leased vehicle, you are responsible for paying to have that damage fixed for the next person who leases or purchases it.
Buying a Vehicle
We have both new and used vehicles on our lot. You have the option of buying one of these models based on what your budget allows. Most people place a down payment on a new or used vehicle, which brings down the loan amount that needs to be paid on a monthly basis. Automobile loans can last anywhere from two to five years. At the end of that term, you will own your vehicle as long as you are up to date on your payments.
You don't have to worry about adhering to any mileage requirements, even while you're still paying off your vehicle. You can modify your car any way that you want.
While ownership of a vehicle can be very tempting, many people prefer to lease a vehicle because of the perk of always having something new that they can rely on. A vehicle will depreciate over time and experience wear and tear from daily use. Repairs will be needed that you may be able to avoid with a leased model.
Flexible Credit Options
Applying for Credit
Before you decide whether you want to lease or purchase a Chrysler, Dodge, Jeep or RAM vehicle from our dealership, we encourage you to apply for financing ahead of time. This gives you a better idea of what you can afford and what your options are. We provide you the opportunity to do this from the comfort of your home using our line application.
Reach out to our team if you are interested in learning more about the different finance opportunities that are available for the Chrysler, Dodge, Jeep and RAM models that are available on our lot.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
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Bob Mariano Chrysler Dodge Jeep Ram
146 Manchester St
Concord, NH 03301-5112
- Sales: (888) 559-8107
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